To help you save money, Progressive Leasing offers two different early purchase options with each lease-to-own agreement. Our standard lease-to-own agreement is 12-months and offers easy-to-budget payments that align with the dates you receive your paycheck. Paying off your lease-to-own agreement early will help reduce your 12-month lease-to-own total and allow you to own your merchandise sooner.
90-Day (3 months in CA)
You can buy out your lease-to-own agreement within the first 90-days. This amount includes the cash price, plus the lease-to-own cost for the first 90-days. Taking advantage of the 90-day purchase option will save you the most money! You will need to call us to exercise this option. Once this option is set up with one of our service representatives, you may make payments online in MyAccount.
Early Buyout
The Early Buyout option offers you the most flexibility and is available to you throughout the 12-month term of your lease-to-own agreement. The Early Buyout is a percentage of the unpaid 12-month lease-to-own total. Taking advantage of this purchase option will save you money on your 12-month lease-to-own total.
If you’d like to take advantage of one of our Early Purchase Options, please call in and speak with one of our service representatives to set up payment arrangements. You may also make a one-time payment online to pay your account in full. To learn how to make a payment, click here. To learn more about your lease-to-own agreement, click here.