Application Process

Have you paid off your lease-to-own agreement in full and need our services again? First, congratulations on completing your lease-to-own agreement!

Applying again is fast and easy. Each new lease-to-own agreement will require a new application approval and initial payment. We use information from your previous lease-to-own agreement. Simply fill in the remaining information and submit! Once you choose a retailer to apply with, we will:

1. Verify information from your last lease-to-own agreement
2. Ask about your paydays
3. Have you review our Application Disclosure and click "Submit application"

That's it!

Ready to get started? Apply for a new lease-to-own agreement with Progressive Leasing: 

• Online
  Start searching for stores here If you are a returning customer, you can apply through your account. Log in here
• Download the app:
  Use the Progressive Leasing app to find the store you want and apply through our mobile app. Scan or click the QR code to download the app.

We understand that now, more than ever, online shopping allows you to get what you need when you want it - safely. Progressive Leasing partners with several retail stores that offer a complete online shopping experience. Now you can shop for merchandise and start a lease-to-own agreement with Progressive Leasing without leaving the comfort of your home!

To view our online stores, follow the steps below:

1. Go to our ‘Find a Store’
2. Search for a retailer by entering your city or zip code and changing your store type from ‘In-store’ to 'Online'

      3. Select the store you would like to shop at and click ‘Get Started’

Once approved online, you can log in to your account at https://www.progleasing.com/myaccount/ to continue with your approval.

You will order online with the retailer and sign your lease-to-own agreement electronically.

Once your lease-to-own agreement is signed and the initial payment has been made, you’re done!

Your merchandise will be delivered to your home, or it will depend on the retailer picked up at the store. To discuss delivery or pick-up options, please contact the store directly.

You must use your approval within 90 days. If you have any further questions, please contact us. We are here to help you!

Use the Progressive Leasing app. 

Use the Progressive Leasing app to find the store you want and apply through our mobile app. Scan or click the QR code to download the app.

Scan the WR code to apply with your mobile 

Progressive Leasing is available in over 30,000 retail partner locations across the U.S. (excluding Wyoming, New Jersey, Wisconsin, Minnesota, and Vermont). Our many retailer partners offer items such as furniture, electronics, jewelry, tires & wheels, mobile devices, appliances, mattresses and more.

To find a store near you:

1. Click here to be redirected to our ‘Find a Store’ page.

2. Type in your City or Zip Code and select the correct location in the drop-down options.

3. Choose your preferred shopping method by selecting ‘In-Store’ or ‘Online’.

You are now able to browse all retail locations in your area that use Progressive Leasing as their lease-to-own option. Once you’ve selected a store, you have the option to apply.

Use the Progressive Leasing app to find the store you want and apply through our mobile app. Scan or click the QR code to download the app.

Scan to download the app

If you're asked to provide additional information during the LTO application process, please follow the steps below to ensure timely processing.

What You Need to Send

• Government-Issued Photo ID:

  -  A clear copy of the front and back of your ID. 

  - A photo of you with the front of your ID; your face must be fully visible.

Government ID examples: Marticula Consular (Consular Identification Card), U.S. Passport, U.S. Resident Alien Card, U.S. State-issued Driver's License, U.S. State-issued Identification Card

• Recent Bank Statement: 

      - A bank statement dated within the last 30 days

• Recent Paystub 

  - A paystub dated within the last 30 days

• Two Proofs of Residence: Provide two different documents from the list below, each dated within the last 30 days:
  • Cell phone bill
  • Mortgage statement
  • Rent or lease agreement
  • Student loan statement
  • Utility bill

Where to Send Your Documents

Please email all requested documents from the email address we have on file to: verify@progleasing.com

This helps us confirm the documents are coming from you.

When You’ll Hear Back

Once we receive all required documents, please allow up to 5 business days for processing.
We will notify you by email once the review is complete and let you know whether we can move forward with your lease transaction.

Complete a lease application to learn your spending power. Your approval amount is based on factors such as your payment history with Progressive Leasing and information obtained from your credit bureau.

Begin your application in one of three ways: 

• In-store
  Talk to your customer service representative about our simple in-store application. 
• Online
  Start searching for stores here If you are a returning customer, you can apply through your account. Log in here
• Download the app:
  Use the Progressive Leasing app to find the store you want and apply through our mobile app. Scan or click the QR code to download the app.

Now follow these steps to get started:

1. Complete an application.
2. If approved, go shopping for leasable items.
3. Review, sign your lease-to-own agreement, and make the initial payment.
4. Get your item(s) today or set up future delivery. 

Congratulations on your approval!

Once you’re approved, visit the retailer you were approved with and let a sales associate know that you've been approved for a lease-to-own agreement through Progressive Leasing.

When you’ve selected the merchandise you would like to lease, provide the sales associate with your Lease ID number. Your Lease ID number can be located on an email from Progressive Leasing containing your approval details. You will then review and electronically sign the lease-to-own agreement and make an initial payment. You can take your item(s) home with you today, or set up future delivery. You're free to enjoy your merchandise and the convenience of simple, automatic payments.

You must use your approval within 90 days. If you have any further questions, please contact us. We are here to help you!

Congratulations on your approval!

Once approved online, you will receive an email from Progressive Leasing. This email will contain your approval amount and the retailer you’ve been approved with. If you did not receive our email, please check your Spam or Junk folders.

You will then place your order online with the retailer and sign your lease-to-own agreement electronically. In some cases, you can finish your purchase in-store. To discuss these options, please contact the retailer.

Once your lease-to-own agreement is signed and the initial payment has been made, your merchandise will be shipped to your home!

You must use your approval within 90 days. If you have any further questions, please contact us. We are here to help you!

Scan to download the app.

We are happy to look into that for you! In some instances, you may be eligible for an increase on your approval limit. Please call us to discuss your options.

Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing. At some retailers, the order is canceled if you do not sign your lease-to-own agreement that day. However, you can still create a new order if it is within 90 days of your original approval.

Scan to download the app. 

Where can I find my application status?

Once you’ve successfully completed an application with Progressive Leasing, there are a few different places you can view the status of your application.

• Check your email. Progressive Leasing sends an application status email once the application is complete. This email will contain the status of your application, your Lease ID, and a possible approval amount.
• You can also visit our website or find it on our mobile app. Scan the below QR code to download the app. 

What does the status of my application mean?

Denied: If your application is initially denied, you may have the option to overturn your denial. If you are interested in the possibility of overturning your denial, please first check your email. If you receive an email from Progressive Leasing, please complete the instructions in your email. Otherwise, please contact a Progressive Leasing Customer Service representative.

Some denials do not have the option to be overturned. If this is the case with your application, you will receive an email regarding your denial. Progressive Leasing can reassess your eligibility after 30-days.

Pending: If your application is in a pending status, this means we are awaiting documents to make a final decision on your application.

Pre-Approved: If you receive a pre-approved status, please follow the pre-approved instructions provided in your email. Please keep in mind that a pre-approve status does not guarantee an approval or an approval amount.

Approved: You are approved to move forward with a Progressive Leasing Lease-to-Own purchase! You have 90-days from the application date to take advantage of your approval.