Post-Application
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I've been approved at a retail location, now what?
Congratulations on your approval!
Once you’re approved, visit the retailer you were approved with and let a sales associate know that you've been approved for a lease-to-own agreement through Progressive Leasing.
When you’ve selected the merchandise you would like to lease, provide the sales associate with your Lease ID number. Your Lease ID number can be located on an email from Progressive Leasing containing your approval details. You will then review and electronically sign the lease-to-own agreement and make an initial payment. You can take your item(s) home with you today, or set up future delivery. You're free to enjoy your merchandise and the convenience of simple, automatic payments.
You must use your approval within 90 days. If you have any further questions, please contact us. We are here to help you!
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I've been approved with an online retailer, now what?
Congratulations on your approval!
Once approved online, you will receive an email from Progressive Leasing. This email will contain your approval amount and the retailer you’ve been approved with. If you did not receive our email, please check your Spam or Junk folders.
You will then place your order online with the retailer and sign your lease-to-own agreement electronically. In some cases, you can finish your purchase in-store. To discuss these options, please contact the retailer.
Once your lease-to-own agreement is signed and the initial payment has been made, your merchandise will be shipped to your home!
You must use your approval within 90 days. If you have any further questions, please contact us. We are here to help you!
Scan to download the app.
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Can I get an increase on my approval limit?
We are happy to look into that for you! In some instances, you may be eligible for an increase on your approval limit. Please call us to discuss your options.
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How long does my approval last?
Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing. At some retailers, the order is canceled if you do not sign your lease-to-own agreement that day. However, you can still create a new order if it is within 90 days of your original approval.
Scan to download the app.
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What's the status of my application?
Where can I find my application status?
Once you’ve successfully completed an application with Progressive Leasing, there are a few different places you can view the status of your application.
- Check your email. Progressive Leasing sends an application status email once the application is complete. This email will contain the status of your application, your Lease ID, and a possible approval amount.
- You can also visit our website or find it on our mobile app. Scan the below QR code to download the app.
What does the status of my application mean?
Denied: If your application is initially denied, you may have the option to overturn your denial. If you are interested in the possibility of overturning your denial, please first check your email. If you receive an email from Progressive Leasing, please complete the instructions in your email. Otherwise, please contact a Progressive Leasing Customer Service representative.
Some denials do not have the option to be overturned. If this is the case with your application, you will receive an email regarding your denial. Progressive Leasing can reassess your eligibility after 30-days.
Pending: If your application is in a pending status, this means we are awaiting documents to make a final decision on your application.
Pre-Approved: If you receive a pre-approved status, please follow the pre-approved instructions provided in your email. Please keep in mind that a pre-approve status does not guarantee an approval or an approval amount.
Approved: You are approved to move forward with a Progressive Leasing Lease-to-Own purchase! You have 90-days from the application date to take advantage of your approval.