Progressive Leasing offers a flexible lease-to-own option on a wide range of products for your personal, family, or household use. Here's a quick guide to what you can lease, what makes an item eligible, and the kinds of items that aren't available for lease-to-own.
What product categories can I shop?
We're proud to offer lease-to-own options across many popular categories, including:
- Mattresses
- Furniture
- Car audio & tires
- Electronics
- Jewelry
- Mobile devices
Keep in mind that not every item within these categories is leasable. The guidelines below explain what qualifies.
What makes an item eligible to lease?
Items intended for personal, family, or household use generally need to be:
- Tangible — a physical product you can take home.
- Durable — expected to last longer than the length of your lease.
- Safe — reasonably safe to use.
- Returnable — able to be returned by mail, drop-off, or pickup.
What items can't be leased?
Some items aren't eligible for lease-to-own. These generally include:
- Items permanently attached to a home, vehicle, or appliance — for example, flooring, window tinting, lift kits, vehicle wraps, or internal appliance parts.
- Items not allowed under lease-to-own state law — for example, insurance to cover your merchandise, or pets.
- Consumable items, or items that lose value quickly — for example, batteries, food, clothing, shoes, and hair weaves or wigs.
- Items mainly used for business, wholesale, or investment — for example, wholesale precious metals and loose gems, signs, or investment items.
- Items that require a license, title, or registration, or are heavily regulated — for example, motorized vehicles, trailers, watercraft, or aerial drones.
- Items that create excessive risk — for example, weapons, ammunition, archery supplies, swimming pools and pool equipment, trampolines, e-cigarettes, and certain medical or drug-related devices and supplies.
- Intangible items — for example, services such as phone plans, installation, repairs, memberships and subscriptions, fees, labor, or insurance.
How do I know if a specific item is leasable?
The easiest way is to check at a participating retailer. Leasable items are identified during the shopping and checkout process, so if an item is eligible, you'll be able to add it to your lease-to-own agreement. If you're not sure whether something qualifies, our team is happy to help — just reach out to us.
To see Leasable Items Principles and a complete list of leasable items, click here.