An inquiry occurs any time an individual or business requests a copy of a person’s consumer bureau report – also known as a credit report. The bureaus keep a record of all inquiries made. Creditors and scoring models could consider inquiries a negative factor in a consumer’s report. On a soft inquiry, the inquiry is only visible to the consumer if requesting a copy of their own consumer report, whereas a hard inquiry can be seen by other credit reporting agencies and may impact FICO or other credit scores.
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- Can I get an increase on my approval limit?
- Do you charge an application fee or any other up-front fee?
- Does it matter that I have bad or no credit?
- Does Progressive pull credit reports?
- How do I apply for Progressive Leasing?
- How do I find my barcode to check out?
- How long does my approval last?
- How much can I get approved for by Progressive’s lease-to-own purchase program?
- I've been approved at a retail location, now what?
- I've been approved with an online retailer, now what?